Insurance Company Rating Categories Rank Number A.M. Best Standard & Poor's Moody's Fitch Financial Strength Financial Strength Financial Strength Financial Strength 1 A++ Secure / Superior AAA Extremely Strong Aaa Exceptional AAA Secure / Highest 2 A+ Secure / Superior AA+ Very Strong Aa1 Excellent AA+ Secure / Very High 3 A Secure / Excellent AA Very Strong Aa2 Excellent AA Secure / Very High 4 A- Secure / Excellent AA- Very Strong Aa3 Excellent AA- Secure / Very High 5 B++ Secure / Very Good A+ Strong A1 Good A+ Secure / High 6 B+ Secure / Good A Strong A2 Good A Secure / High 7 B Vulnerable / Fair A- Strong A3 Good A- Secure / High 8 B- Vulnerable / Fair BBB+ Good   Baa1 Adequate BBB+ Secure / Adequate 9 C++ Vulnerable / Marginal BBB Good   Baa2 Adequate BBB Secure / Adequate 10 C+ Vulnerable / Marginal BBB- Good   Baa3 Adequate BBB- Secure / Adequate 11 C Vulnerable / Weak BB+ Marginal Ba1 Questionable BB+ Uncertain 12 C- Vulnerable / Weak BB Marginal Ba2 Questionable BB Uncertain 13 D Vulnerable / Poor BB- Marginal Ba3 Questionable BB- Uncertain 14 E Vulnerable / Under State Supervision B+ Weak B1 Poor B+ Possessing Risk 15 F Vulnerable / In Liquidation B Weak B2 Poor B Possessing Risk 16 S Rating Suspended B- Weak B3 Poor B- Possessing Risk 17   CCC+ Very Weak Caa Very Poor CCC Substantial Risk 18   CCC Very Weak Ca Extremely Poor DD Liquidating 19 CCC- Very Weak C Lowest SR Suspended Rating 20 CC Extremely Weak 21 R Regulatory Action 22 pi Based on public information only

John Capone, Licensed Insurance Agent - Your #1 Source for Term Life Insurance
2713 Acorn Court, West Dundee, IL 60118
866.802.2676 or email john.capone@termsource.com